San Diego Real Estate - San Diego Homes Sale

Here's an amazing home in Solana Beach with wide open views of the Lomas Santa Fe Country Club golf course.... A new listing that the clients asked to keep off the MLS for the first month or so...

This is a large single-story home.  There are very few single-story houses in the area, especially on such a highly desirable cul-de-sac street with wide-open views!

Contact me for details.  Geoffrey Schiering at Keller Williams Realty (619) 200-7612.

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Golf Course View!  Lomas Santa Fe Estates</b> </span>
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<b>Overview</b><br />
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<a href="http://listings.realbird.com/Real_Estate/Golf-Course-View---Lomas-Santa-Fe-Estates/Solana_Beach/CA/D9C4F3B5/125887.aspx?tab=neighborhood" target="_blank">Neighborhood</a><br />
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<td style="background-color: #EDEDED"><span style="font-size: 16px; color: #000;"><b>$1,500,000</b></span></td>
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<td><span style="font-size: 14px;">Single Family Home</span></td>
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<span style="font-size: 16px; color: #000;"><b>Main Features</b> </span>
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<span style="font-size: 14px;">3 Bedrooms<br />3 Bathrooms<br />1 Partial Bathroom<br />Interior: 3827 sqft<br />Lot: 0.50 acre(s)<br /></span>
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<span style="font-size: 16px; color: #000;"><b>Location</b> </span>
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<div style="font-size: 14px;"> 420 Loma Larga Drive<br/>Solana Beach, CA 92075<br/>USA</div>

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<td style="width: auto; text-align: left;" valign="top" align="left"><img src="http://www.realbird.com/Files/Photos/D9C4F3B5.jpg?634508250117667500" border="0" alt="Anne-Marie & Geoffrey Schiering: The Schiering Team at Keller Williams Realty" id="member_photo" /><br /><br /></td>
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<span style="font-weight: bold;">Anne-Marie & Geoffrey Schiering: The Schiering Team at Keller Williams Realty</span>
<div style="font-weight: normal"><br>San Diego Real Estate Professionals at Keller Williams<br />(619) 200-7612<br /><a href="mailto:homes@sdrealtypros.com">homes@sdrealtypros.com</a><br /><a href="http://www.sdrealtypros.com" target="_blank">http://www.sdrealtypros.com</a><br /><br /><a class='nohover' rel='nofollow' title='Meet us on ActiveRain' href='http://activerain.com/blogs/sandiegobroker' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/activerain.gif' border='0' /></a> <a class='nohover' rel='nofollow' title='Follow us on Twitter' href='http://twitter.com/LaJollaHomesPro' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/twitter.png' border='0' /></a> <a class='nohover' rel='nofollow' title='Connect on Facebook' href='http://www.facebook.com/profile.php?id=272196785012' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/facebook.png' border='0' /></a> <a class='nohover' rel='nofollow' title='See our videos on YouTube'  href='http://www.youtube.com/user/SanDiegoLuxuryHomes' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/youtube.png' border='0' /></a> <a class='nohover' rel='nofollow' title='See our Trulia profile'  href='http://www.trulia.com/profile/san_diego_real_estate/' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/trulia.png' border='0' /></a> <a class='nohover' rel='nofollow' title='See our Zillow profile'  href='http://www.Zillow.com/profile/San-Diego-Realty-Pro/' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/Zillow.png' border='0' /></a> <a class='nohover' rel='nofollow' title='See our LinkedIn profile'  href='http://www.linkedin.com/in/geoffreyschiering/' target='_blank'><img src='http://listings.realbird.com/3rd/icons/social/linkedin.png' border='0' /></a>
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<br /><br />Listed by: Keller Williams Realty<br /><br /></div></td>
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<span style="font-size: 14px;"><b>Our recent listings</b></span>
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<a href="http://listings.realbird.com/D9C4F3B5/125887.aspx" target="_blank">Golf Course View!  Lomas Santa Fe Estates</a><br/><a href="http://listings.realbird.com/D9C4F3B5/118165.aspx" target="_blank">Princess Del Cerro. Renovated Beauty!!!</a><br/><a href="http://listings.realbird.com/D9C4F3B5/108001.aspx" target="_blank">Perfect Town Home In Poway!</a><br/><a href="http://listings.realbird.com/D9C4F3B5/108073.aspx" target="_blank">Amazing Mediterranean Estate at The Trails in Rancho Bernardo!</a><br/><a href="http://listings.realbird.com/D9C4F3B5/66264.aspx" target="_blank">The Crosby At Rancho Santa Fe - Premier Luxury Home Building Site - San Diego, CA</a><br/></div>
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<h3 class='realbird_nearbyhomes_header'>Nearby  properties for sale</h3><iframe name='rb-mapsearch' src='http://listings.realbird.com/home-search/map-search.aspx?rb_id=D9C4F3B5&bq=[item%20type:housing][location:@%22Solana+Beach,%20CA%22][listing%20type:for%20sale]&mcenter=32.9983522435543,-117.242832183838&orderby=modification_time' width='100%' height='450' frameborder='no' scrolling='0' style='width:100%;height:450px;overflow:hidden;' ></iframe>
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This house for sale in The Trails at Rancho Bernardo is one  of the most beautiful luxury homes in San Diego, and at a great price!

The delightful Mediterranean estate was custom designed and built for relaxation, elegance, and entertaining.  The home features 6 bedrooms, 5 full bedrooms, and 2 half bathrooms. The dramatic front entry features soaring ceilings and tall arched windows, giving a warm, light, and bright ambiance. The house exudes elegance.

Downstairs, the large formal living room has rounded walls surrounded by giant windows and 20 to 25 foot ceilings.  The windows throughout the home were designed to take advantage of the spectacular views from every room.

A large office suite downstairs is beautifully decorated with boxed-wood ceilings, rich wood walls and bookshelves.  The office suite has its own full bathroom and closet.  It can easily be used as a bedroom, guest suite, or a formal office, library, or study.

The gourmet kitchen is open to the family room, providing the ever-popular great room feeling to the main living area.  The kitchen and family room have a long wall of windows to take full advantage of the gorgeous mountain vistas.

A long winding stairway leads from the foyer to the primary bedrooms and master bedroom suite.  Each bedroom is very spacious, with plenty of room for beds, furniture, and sitting area.  The master bedroom has warm fireplace, sitting area, and luxurious master bath with double shower, jacuzzi tub, and large walk-in closet.The poolside guest suite has an additional large bedroom, full bathroom, and kitchenette.  The guest suite adds approximately 400 square feet to the size of the home, bringing the total square footage of living area closer to 7,000 square feet.

The resort-like back yard has a sparkling pool and spa, plus a large grassy lawn, and play area, surrounded by gardens and fruit trees. There is maximum privacy pooside.  And again, with supreme panoramic views of mountains and the beautiful natural surroundings.

Approximately 1,000 square feet of covered patio space is ideal for outdoor living. This is one of the must-see houses in San Diego!

See video below for more details on this amazing luxury house!

Anyone bemoaning the fact that the $8,000 federal income tax credit has expired should be pleased to see today's news.  The interest rates for 30-year fixed mortgages has dropped to an average 4.58%.  When the tax credit expired the interest rate was closer to 5.25%.  The drop of more than half a percent is a significant savings to anyone thinking of buying a home.

San Diego homes start at around $400,000.  With twenty percent down on a $400,000 house, the monthly payment (including property taxes) on a 5.25% loan would be approximately $2,100.  With an interest down to 4.58% the monthly payment is closer to $1,970.  Obviously that $130 per month savings adds up over time.

In one year the $130 savings becomes $1,560.  Consider most home owners will stay in the house for at least five years.  The $130 monthly savings adds up to $7,800 over just five years.

And most home buyers today are planning to stay in their house for between five and ten years.  After ten years difference of $130 per month adds up to $15,600.  It starts to make the $8,000 first time home buyer tax credit pale in comparison.

So waiting to buy may not have been such a bad thing.  But one thing is for certain.  These low interest rates cannot last long. Mortgage rates haven't been this low since the 1950's. The wobbly global economy spurred what the Wall Street Journal called a "race for 'safe' assets" such as U.S. Treasuries.  When treasury prices are pushed up, yields are pushed down, and mortgage rates fall.  But when investors start moving back into equities the interest rates will rise again.